VantageScore 4.0 Is Here: The Credit Score DFW Mortgage Lenders Use Just Changed in 2026

VantageScore 4.0 Is Here: The Credit Score DFW Mortgage Lenders Use Just Changed in 2026by: Steven J. ThomasPublished on: 27/08/2026

Mortgage lenders can now use VantageScore 4.0 on Fannie, Freddie, and FHA loans. What rent reporting, medical debt, and the new model mean for DFW buyers.

VantageScore 4.0mortgage credit scoreDFW homebuyersrent reportingpre-approval
VantageScore 4.0 Is Here: The Credit Score DFW Mortgage Lenders Use Just Changed in 2026